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TERMS & CONDITIONS

SafeLock Wallet, and/or its users (“we,” “our,” or “us”), offers its software services through our website at trustwallet.com. We also have associated mobile apps and products (collectively, "Services" or "SafeLock Wallet"). Before using our Services, it’s important to carefully read our Terms of Service (the "Terms") and any other policies or notices related to our website or mobile apps.

Agreement to Terms

By using any of our Services, you confirm that (i) you have read and understand our Terms, (ii) you agree to follow these Terms, and (iii) you are legally allowed to accept these Terms. If you don’t agree with these Terms or any changes we make to them, please don’t use our Services. Please note, We, without making any recommendations about digital asset transactions or operations. Remember, any decision to perform transactions with digital assets should be decided by you.

To understand how we collect, use and disclose our users’ information, please check our Privacy Notice. By using our Services, you accept and agree that we will manage your information (including any personal data you give us) following the terms in our Privacy Notice.

Updates to Terms or Service

We reserve the right to update or modify these Terms at any time at our sole discretion. If we do so, we’ll let you know by either posting the revised Terms on our website, on our mobile application or through other methods of communication which we deem reasonable. Such revised Terms as posted will take effect immediately, unless otherwise indicated. You should regularly check our website to inform yourself of any such changes and decide whether or not to accept the revised version of these Terms. If you continue to use SafeLock Wallet following any update or modification of the Terms you shall be deemed to have accepted the revised Terms. If you do not agree to the Terms or any update or modification to the Terms, you must cease to access or use our Services. Our Services are evolving over time, we may change or discontinue all or any part of the Services, at any time and without prior notice, and at our sole discretion.

Eligibility

The Services are offered and available to users who are 18 years of age or older. Any registration by, use of or access to the Services by anyone under 18 is unauthorized and in violation of these Terms of Service. By using the Services, you represent and guarantee that you are 18 years of age or older and that you agree to abide by the Terms of Service.

Services

SafeLock Wallet serves as a non-custodial digital wallet software intended for digital assets such as cryptocurrencies, virtual commodities, and NFTs ("Digital Assets"). This means that you, and only you, have complete control over and responsibility for your Digital Assets and private keys, thereby authorizing transactions from your wallet address autonomously. Please be fully aware that because SafeLock Wallet operates as a non-custodial wallet software, all associated activities and potential risks of loss are entirely under your management at all times. SafeLock Wallet equips you to:

Please remember that your usage of SafeLock Wallet’s features and services underpins your acceptance of the risks associated with digital asset management and transaction activities, including network variability, cybersecurity threats, and market volatility.

Wallet Address, Private Key, and Backup Capabilities

An encrypted backup of certain information associated with your wallet can be stored on eligible devices. The wallet address is linked to the private key; together, they permit the authorization of the transfer of Digital Assets from and into that wallet address. You bear exclusive responsibility for the preservation and security of your private key and any mnemonic phrase ("Secret Phrase") related to your wallet.

It is imperative to safeguard access information for your wallet address, secret phrase, and private key. Equally crucial is the backup of your private keys, backup phrases, or passwords. Failing to do so may conclude in losing authority over Digital Assets tied to your wallet. Please note that we do not gain or retain your wallet password, encrypted private key, unencrypted private key, or secret phrase connected to your wallet.

Furthermore, we cannot produce a replacement password for your wallet if you forgot your primary password

In case you have not securely preserved a backup of any private key and wallet address pair existing in your wallet, remember that all Digital Assets associated with such a wallet address will be unreachable. Hence, we expressly disclaim any responsibility or liability in the event you are unable to access your wallet for any reason, including but not confined to your failure to secure your wallet address, Secret Phrase, and private key information.

Protecting your Digital Assets requires your full caution and alertness. SafeLock Wallet operations are premised on the principle that you’re fully aware of the importance of your Digital Assets and will execute necessary steps to safeguard them. You agree to be solely responsible for any actions you perform within SafeLock Wallet and acknowledge the risks associated with digital asset management.

Use of DApps and DEX

When accessing or using decentralized applications (DApps) or decentralized exchanges (DEX), including but not limited to the DApp functionality within our Services such as the "Trade/Swap Digital Assets" feature, you are required to understand and agree to the following terms:

- SafeLock Wallet does not control, endorse, or take responsibility for your engagement with or use of DApps or DEX. SafeLock Wallet has no liability or obligation related to your use of DApps or DEX, including but not limited to any transactions that are disputed or result in losses.

- The amount that you can trade through DEX each day is subject to the rules and limitations set by the third-party developers of the Smart Contracts. SafeLock Wallet does not control these limits and is not responsible for enforcing them.

- All transactions on the blockchain are final and cannot be reversed. This means that any transaction made via DApps or DEX is entirely under your control and responsibility. You take full responsibility for the outcomes of any issues related to these transactions, including but not limited to transfers to incorrect addresses or problems with the node servers you have selected.

- Using DApps or DEX may result in handling or service fees associated with the third-party Smart Contracts. These fees are determined by the third-party developers and are not controlled by SafeLock Wallet. Users should review the fee information provided by the third-party service providers before engaging in any transactions. Any information displayed on SafeLock Wallet about these fees is for reference purposes only.

SafeLock Wallet cannot guarantee the accuracy, relevance, reliability, integrity, or suitability of this information and will not be liable for any losses or damages, direct or indirect, arising from your use of this information.

- SafeLock Wallet reserves the right to introduce charges in the future at its discretion. Any fee updates will apply to transactions conducted after the updated fees come into effect. Users will be notified of such changes through reasonable means, including updates on our website or mobile application.

By using DApps and DEX via SafeLock Wallet, you acknowledge and accept these associated risks and potential fees. SafeLock Wallet strives to create a user-friendly environment that rigorously adheres to legal standards and regulations. By agreeing to these terms, you strengthen our commitment to security, transparency, and user empowerment.

Use of Staking Service

Use of Staking Service

When you access or utilize the Staking Service, you will work with a third-party provider that stakes specific Digital Assets ("Staked Digital Assets") for validating transactions on the related blockchain network. Successful validations may yield a network-issued reward ("Staking Reward").

In using the Staking Service, you acknowledge and agree to the following:

- SafeLock Wallet does not control or take liability for your use of the Staking Service. We expressly disclaim all liability for any potential issues or losses related to your use of the Staking Service, including any loss of Staked Digital Assets, failure to obtain Staking Rewards, or fees incurred during the process.

- SafeLock Wallet cannot guarantee uninterrupted Staking operations. Interruptions in service can occur due to many factors beyond our control, such as codebase updates, network protocol changes, actions from third-party providers, or network congestion.

- SafeLock Wallet cannot ensure the staking or ongoing staking of any specific Digital Asset. The feasibility of staking certain Digital Assets is based on the respective blockchain networks rules and the third-party staking service provider’s terms and conditions.

- SafeLock Wallet bears no control over or responsibility for the Staking Rewards provided by the relevant blockchain network. Decisions about the distribution of Staking Rewards, including frequency and amount, solely rest with the respective networks and not SafeLock Wallet

- SafeLock Wallet does not provide advice or make any predictions about the potential value or suitability of any specific Digital Asset or the Staking Service. Any decision to use the Staking Service is your own, and SafeLock Wallet assumes no responsibility for this.

- SafeLock Wallet will never take custody of any of your rewards or assets and has no control over any Proof-of-Stake network where SafeLock Wallet may exercise validation rights delegated by you.

- SafeLock Wallet does not guarantee that you will receive Staking Rewards or any specific Staking Reward rates. The successful transfer of the rewards is subject to the Proof-of-Stake networks and is not under SafeLock Wallet’s control.

- Staking services are provided "as is." SafeLock Wallet is not responsible for any failure by any supported Proof-of-Stake (POS) network to transfer rewards or for the loss of rewards due to reasons such as transfer to an incorrect wallet address or other risks like "slashing" (a penalty imposed by the network for malicious behavior or failure to validate transactions).

- SafeLock Wallet does not guarantee uninterrupted or error-free operation of the staking services, nor does it ensure that it will rectify all defects or prevent disruptions caused by third parties or unauthorized third-party access.

By choosing to use the Staking Service, you acknowledge these conditions and understand the inherent risks.

Before staking, conduct thorough research and careful analysis to ensure alignment with your financial goals and risk tolerance, and to understand the staking process. While SafeLock Wallet aims for transparency and to safeguard user interests, your agreement to these terms underpins personal responsibility for staking choices.

We reserve the right to modify this section at any time without prior notice. It is your responsibility to regularly check this section for any amendments. Your continued use of the Staking Service signifies your acceptance of these terms and any amendments thereof.

Buy Digital Assets with Supported Credit or Debit Cards

If you opt to use SafeLock Wallet to purchase Digital Assets with your credit or debit card, the chosen amount will be converted into the applicable Digital Asset and credited to your wallet by a third-party entity. As you do so, it’s important to acknowledge and agree that:

(i) SafeLock Wallet is not liable for, nor does it hold any responsibility related to, your usage of this third-party service. It can’t be held accountable for any losses incurred during this process;

(ii) When using this service, you are bound by any terms and conditions set forth by the specific third-party service provider. SafeLock Wallet has no influence over these terms and can’t intercede on your behalf should any disputes arise;

(iii) Once your request has been submitted, SafeLock Wallet doesn’t have the power or authority to revise, rescind, or cancel any conversion requests. The transaction is entirely out of SafeLock Wallet’s hands;

(iv) SafeLock Wallet is not responsible or liable in any way for the exchange rates offered by the involved third-party service provider. This includes any fluctuation in rate that may occur post-transaction;

(v) SafeLock Wallet doesn’t shoulder responsibility for any fees imposed by the relevant third-party service provider or your bank or credit card issuer. Any additional charges incurred during the transaction process rest solely on your account.

By choosing to buy Digital Assets via SafeLock Wallet, you acknowledge these terms and consent to bear any risks associated with this type of transaction.

Digital Asset Transactions

For all intended Digital Asset transactions to be effectuated, they must be validated and chronicled in the respective Digital Asset’s public blockchain. These networks, which are decentralized and peer-to-peer, are bolstered by independent third parties and are not under the ownership, control, or operation of SafeLock Wallet.

SafeLock Wallet has no control over these blockchain networks and, therefore, cannot guarantee the confirmation and execution of any transaction details that you submit via our Services. By opting to use SafeLock Wallet, you must acknowledge and consent to the following:

(i) SafeLock Wallet is not equipped to cancel or modify your transaction;

(ii) Blockchain networks might delay or fail to complete the transaction details you’ve submitted;

(iii) SafeLock Wallet does not store, transmit, or receive Digital Assets. All related actions occur wholly within the framework of the applicable blockchain protocol;

(iv) Any transfer that relates to any Digital Asset is processed on the applicable blockchain network and not on a network owned or operated by SafeLock Wallet, and therefore, SafeLock Wallet cannot guarantee the transfer of title or rights in any Digital Asset.

By employing SafeLock Wallet’s services, you accept all inherent risks associated with the transaction process and the volatile nature of Digital Assets.

Accuracy of Information Provided by User

You represent and guarantee that any information you provide via the Services is precise and comprehensive. You accept and understand that we hold no responsibility for any errors or omissions made by you in any Digital Asset transactions initiated via the Services. To avoid potential issues, we strongly urge you to meticulously review the details of your transaction before initiating a Digital Asset transfer.

Wallet Registration and Security

To utilize SafeLock Wallet, you will need to either import an existing wallet or create a new one. Upon the creation of a wallet, a private key will be generated for you. In the event of unauthorized use of your private key or any other security breaches related to your wallet, you agree to notify us immediately. However, you understand and agree that all risks associated with the use of our Services are assumed by you, and you will bear full responsibility for maintaining the confidentiality and security of your private key. To avoid loss of access to or control over your wallet, we strongly advise that you implement precautionary measures: (a) generating a unique and strong password not used elsewhere; (b) refrain from storing your private key and Secret Phrase in plain text online or in unsecured physical locations; (c) restricting access to your devices and wallet; (d) ensuring protection from malware on your devices and networks; and (e) immediately informing us of any known or suspected security breaches related to your wallet. We hold no liability for activities on your wallet, whether they are authorized by you or not.

Notifications

By opting to receive push notifications from SafeLock Wallet, you will be alerted about congestion in the blockchain networks supported by SafeLock Wallet and when transactions involving your wallet are completed. If you wish to receive these notifications, you can activate “Notifications” in the “Settings” menu.

Third Party Services and Content

Our platform connects you to a variety of services provided by our partners, which include but are not limited to crypto to crypto exchanges ("swap"), staking services, buying and selling of cryptocurrencies, services to display balances in fiat currency, cryptocurrency rate displays, decentralized finance applications for the exchange, lending or borrowing of cryptocurrencies, visualizing NFTs, and NFT minting, buying, and selling.

Note that we do not have any control over these third-party services ("Third Party Services").

Your engagement with these services and the associated informational content, products, or services ("Third Party Content") is purely voluntary, and any reliance on such content is done at your own risk. While this Agreement regulates your engagement with our service, your interaction with Third Party Content and Services will likely be subjected to additional terms and conditions set by the respective third-party providers. These additional terms might involve separate charges, disclaimers, risk warnings, and privacy policies distinct from ours. It’s your responsibility to understand and acknowledge these terms, including how these providers handle your personal information.

By interacting with the Third Party Services, you attest that you have read, understood, and agreed to the provider’s terms. Though we make an effort to partner with trustworthy entities, we do not endorse or guarantee their offerings, nor do we assure the success of their services. We deny any liability and responsibility related to your use of these Third Party Services.

Any disputes or complaints relating to these services should be directed to the respective third-party provider.

We bear no responsibility for any issues that might arise from your interactions with these services.

It is important to note that any mention or reference to a third-party product or service does not indicate an endorsement or approval from our end. We reserve the right to modify or withdraw the availability of any third-party service at our discretion.

You have the option to receive push notifications from third parties. To receive these notifications, you must explicitly agree to it as they will not be automatically enabled on your device.

We do not ensure the validity of third-party content provided through these notifications, including but not limited to information about token availability or sales.

ned by our wallet, it does not exempt you from any responsibilities detailed in these Terms. You remain entirely responsible for all the actions or inactions of any third party that access your wallet.

Your Use of SafeLock Wallet

You agree and warrant that your use of our Services will fully comply with all applicable laws. This includes any local, provincial, state, federal, national, or international laws relevant to your usage. You commit to abstain from utilizing our Services for funding, supporting, or taking part in any illegal activities including, but not limited to, prohibited trade, illegal gambling, fraud, money laundering, or terrorist activities. This agreement clarifies that if any violation of these Terms and/of any applicable laws or regulatory requirements such as the Bank Secrecy Act are discovered, we reserve all rights and remedies under these Terms and at law, and we will resort to all necessary measures against you.

Additionally, you agree to:

(i) Refrain from encouraging or inducing any third party to participate in any of the activities prohibited under this section.

(ii) Not impersonate another individual, or authorize or attempt to authorize another user’s wallet without permission. Furthermore, refrain from any use of our Services that might interfere, disrupt, adversely affect, or hinder other users from fully enjoying our Services.

(iii) Not distribute any virus or other harmful computer codes through SafeLock Wallet.

(iv) Not perform any action that could pose an unreasonable or disproportionately large load on our or any of our third-party providers’ infrastructure.

(v) Not engage in reverse engineering nor bypass or endeavor to bypass any measures we may use to prevent or restrict access to the Services, this includes, but is not limited to, other accounts, computer systems, or networks connected to the Services.

(vi) Respect, not violate, misappropriate, nor infringe the rights of SafeLock Wallet, our users, or others, including privacy, publicity, intellectual property rights, or any other proprietary rights.

While we are not obligated to monitor any user content, we maintain full discretion to initiate any actions at any time and for any reason without notice should you breach these Terms. Any use of SafeLock Wallet not explicitly authorized in these Terms, devoid of our prior written consent, is rigorously prohibited and will lead to an immediate termination of your license to use SafeLock Wallet without notice.

By using the Services, you acknowledge and accept that you may be exposed to content that may be offensive, indecent, or objectionable. We bear no responsibility and assume no liability for any user content, inclusive of any loss or damage to any of your user content.

Limitation of Liability & Disclaimer of Warranties

You acknowledge and accept that SafeLock Wallet cannot control, nor is obligated to act regarding: (i) potential failures, disruptions, mistakes, or delays in the processing of Digital Assets during your usage of the Services; (ii) chances of hardware, software, and internet connectivity failures; (iii) the risk of malicious software being introduced or discovered in software underpinning SafeLock Wallet; (iv) the possibility of unauthorized third-party access to your wallet information, including, but not limited to, your wallet address, private key, and Secret Phrase; and (v) the risk of unknown vulnerabilities or unforeseen changes in the relevant blockchain networks.

You agree to hold us harmless and release us from all liability relating to any losses, damages, or claims resulting from: (a) user errors such as forgotten passwords, misconstructed transactions, or mistyped Digital Asset addresses; (b) server failure or data loss; (c) unauthorized access to the SafeLock Wallet application; (d) bugs or other faults in the SafeLock Wallet software; and (e) unsanctioned third-party activities, including, but not limited to the employ of viruses, phishing, brute forcing, or other potential attack vectors against SafeLock Wallet.

We do not represent or warranty any Third-Party Content contained in or accessed through our Services. The terms, conditions, warranties, or representations associated with such content are solely between you and such respective parties.

Warranty disclaimer

Safelock wallet is provided "as is" and “as available”, and without warranty of any kind. To the maximum extent permitted by law, we disclaim all representations and warranties, express or implied, relating to the services and underlying software or any aspect of the information, content, or the services, whether provided or owned by us, or by any third party or contained in any third party materials or on any third party websites accessible or linked to our website or the services, including without limitation, warranties of merchantability, fitness for a particular purpose, title, non-infringement, freedom from computer virus, and any implied warranties arising from course of dealing, course of performance, or usage in trade, all of which are expressly disclaimed. In addition, we do not represent or warrant that the content accessible via the services is accurate, complete, available, current, free of viruses or other harmful components, or that the results of using the services will meet your requirements. We do not make any representations or give warranties that the access to safelock wallet or use of the services and the functionality thereof will be continuous, uninterrupted, timely or error-free. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimers may not apply to you.

Indemnity

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless us, our affiliates, and our respective shareholders, members, directors, officers, employees, attorneys, agents, representatives, suppliers and contractors, from and against all claims, damages, obligations, losses, liabilities, tort, costs or debt, and expenses (including, but not limited to, attorney’s fees) arising from: (a) your use of and access to the Services; (b) any feedback or submissions you provide to us concerning SafeLock Wallet; (c) violation of any Third Party Content (d) your violation of the Terms; or (e) your violation of any law, rule, or regulation, or the rights of any third party.

The Limitation on Claims

You agree that any claim you may have arising out of or related to your relationship with us must be filed within one year after such claim arises, otherwise, your claim is permanently barred.

Termination

In the event of termination of your license to use SafeLock Wallet, your obligations under this Agreement will continue. Your access to the funds in your Wallet after termination will depend on your access to your backup of your Wallet address and private key.

Assignment

You agree that we may assign any of our rights and/or transfer, sub-contract, or delegate any of our obligations under these Terms without any notice or consent from you. These Terms will bind and inure to the benefit of the parties, their successors and permitted assigns. Your agreement to these Terms is personal to you and you may not transfer or assign it to any third party.

No Third Part Baneficiarie

You agree that, except as otherwise expressly provided in these Terms, there shall be no third party beneficiaries to the Terms.

Entire Agreement

This Agreement sets forth the entire understanding and agreement as to the subject matter hereof and supersedes any and all prior discussions, agreements, and understandings of any kind (including, without limitation, any prior versions of the Terms) and every nature between us. Except as provided for above, any modification to these Terms must be in writing and must be signed by both parties.

Notices

Any notices or other communications provided by us under these Terms, including those regarding modifications to it will be given by posting to the Services and/or through other electronic communication. You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures that we provide in connection with your account and your use of the Services.